Commercial Liability Insurance

Every business face liabilities on a daily basis. To protect you assets you need to carry adequate business liability insurance.

What is Commercial Liability Insurance?

Every business faces liabilities on a daily basis. To protect your assets you need to carry adequate business liability insurance. This coverage can help defend your business against many common claims. General Liability is the first layer of protection for you and your business. It will protect you against property damage or bodily injury claims against your business.

commercial liability insuranceWhat type of claims does commercial liability insurance cover?

Most general commercial liability insurance policies cover bodily injury or property damage. Ours also covers verbal injury (slander or libel) and advertising injury. Commercial General Liability policies also cover the cost to defend or settle claims - even if the claims are fraudulent.

Liability insurance is sometimes packaged with property insurance plans.

Why Do I Need Business Liability / Commercial General Liability Insurance?

Every business benefits from adequate Commercial General Liability coverage. This insurance protects you if a customer is injured at your place of business. It would also cover damage or injuries caused by your employees at a client's site.

Commercial Liability protects businesses against these types of claims, even if your company is liable for the damages.

Make sure to let your insurance agent know if you are going to add new products or services to your business, it may impact your coverage. We can let you know if your current policy is enough or if you need additional coverage. If you don't add the new information, your coverage may be limited. 

Greteman & Associates can assist you with all of your commercial insurance needs in Carroll, IA. Contact us today and see how affordable a commercial liability policy can be. We will make sure your coverage fits your business and gives you the protection you need. Our insurance experts will work with you to make sure you are satisfied with your coverage.