Commercial property insurance covers businesses to repair or replace buildings or structures and any items damaged or destroyed.
We at Gretemans & Associates know that your business is more than brick and mortar, you've built it with hard work and a large investment in time and money. We want to help you protect your business with a customized, current commercial property insurance policy.
Our commercial property insurance covers repairs and/or replacements to buildings or structures, outdoor fixtures, contents and many other items damaged, destroyed or lost because of catastrophes such as fires, theft, storms, etc. It will also protect your business if you have to shut down while repairs are being made.
Every business is different, so make sure you work with a company like Greteman & Associates that will take the time to learn about your business and give you the customized coverage you need. There are areas in your business that you can cut corners, but insurance is not one of those.
Yes, in most cases the owner's policy will not cover the items belonging to you in your business. Just like you would need renter's insurance, if you were living in an apartment, you need your own commercial property insurance.
Basic policies cover risks such as damage from fire, lightning, windstorm, vehicles or people. Broad form policies typically provide basic form coverage from things such as water damage, structural collapse, sprinkler leakage, and losses caused by ice, sleet, or weight of snow.
There are also special forms of policies that cover the following:
Give our commercial property insurance experts a call today and we'll sit down with you and learn about your business. We want to make sure you have the coverage you need both legally and to give you peace of mind that you have the right coverage for your business. Greteman and Associates is here to help you succeed and stay successful.